Buying Guide


We at Ryan Baker Estate Agents will not hesitate to go the extra mile in ensuring that you find the best home for you. Get started by searching for your dream home here.

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Searching for your dream home

You may find the perfect home for you from anywhere but the easiest place to start looking would be the internet. Ryan Baker Estate Agents advertise on the most popular property portals as well as on our own website. Once you find one you like, you can arrange viewings and start getting serious.

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Arranging a mortgage

It’s always best to have a good idea of what mortgage will be available to you and how much you can afford before you start searching for your dream home because many purchases can fall through due to the lack of adequate financing. Click here to get in touch with one of our Independent Financial Advisors.
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Solicitors & Conveyancing

Once an offer has been accepted, you and the vendor will need to arrange for a solicitor to handle the purchase and sale. The solicitor will ensure all legal requirements for the sale are met such as land registries and stamp duties, etc.
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Survey

If you’re buying using a mortgage, your lender will want to conduct a survey. If it is a cash purchase, we recommend that you arrange an inspection of the property so that you know everything there is to know about the property you’re buying.
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Stamp Duty

Stamp Duty Land Tax is the tax a buyer must pay to the HMRC. Even though your solicitor will most likely handle this for you and send the payment on your behalf, you should be aware of how much you will have to pay before the purchase. You can find this out from the government website.
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Exchange of Contracts

Once both parties’ solicitors are happy with the survey outcomes, all enquiries are appropriately answered and a formal mortgage has been granted your solicitor will agree on a completion date and contracts will be exchanged.
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Completion

Your mortgage lender will now transfer the money to your solicitor who in turn transfers it to the vendor’s solicitors. The title deeds of the property are handed over to your solicitor and you now legally own the property. You can now collect the keys from the vendor’s Estate Agent and move into your new home!”
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Register With Us

Finding your next dream home can be exciting but it will most definitely also be very time consuming. But you have no need to worry. Tell us what you’re looking for in your next home and we’ll do all of the hard work for you. After you’ve registered with us you can put your legs up and relax and wait for an e-mail/text confirmation from us once we find the perfect home for you.
Whether you’re looking to rent or buy,

Click here to register to buy
Click here to register to rent

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Free Valuation

Finding out how much your property is worth is the first step in selling or letting your property. Or you may just want to know how much your house is worth. A Ryan Baker Estate Agents property professional will be delighted to come to your property at the most convenient time for you to give you an accurate and free valuation.

Click here to arrange a valuation

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Testimonials

Choosing the right Estate Agent is crucial in ensuring your property search/let/sale goes as smoothly and hassle free as possible. We believe we are the right Estate Agents for you.

With almost a decade of expertise in property and two decades in finance, you can be sure you will be provided with a professional, respectful and, most importantly, a personal service as you make your next big life decision.

But don’t take our word for it, take theirs.

See our client reviews

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Mortgage Information

As fun as it is searching for a house to buy, it is a time-consuming process – you may not have enough time finding the best mortgage! We have a good working relationship with some carefully selected mortgage brokers that have an excellent track record of finding our clients the best mortgages for them.

Click here for more information

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